Online Seller Finance


Online Seller Finance

The online selling space has high potential for growth. As an ecommerce merchant striving to stay ahead of competition, you’re constantly challenged by shrinking lead times, inventory management during peak and lean seasons, pricing decisions and customer expectations. Responsiveness to a business opportunity is key. To achieve unprecedented growth on B2C marketplaces, you require a finance partner who can provide you with the right credit solutions for your business.

“Online Seller Finance” is the finance option you’ve been looking for, in order to grow your marketplace sales exponentially. We designed this product to meet your business requirements in a timely and efficient manner.

Online Seller Finance Is Ideal For Sellers Who Are:

  • Expanding to other marketplaces
  • Looking to purchase stock or increase inventory
  • Diversifying into other product categories on marketplaces

We’ve partnered with the largest online marketplaces in India, which include Amazon, PayTM, Snapdeal, Myntra, Shopclues, eBay, etc. Our partnerships with these e-commerce platforms help merchants like you access fast and flexible working capital loans to operate optimally.


Avail Funds From INR 1 Lac Up To INR 1 Crore

With Online Seller Finance, you are eligible for credit of up to INR 1 Crore, ensuring that you’re never too short of funds.

Customised Credit Criteria

We customize the credit underwriting parameters as per the business being evaluated. Our cutting-edge tech-integration and Big Datacapabilities help us assess your business and grant the loan accordingly. For instance, we’re able to offer you a loan on the basis of your monthly sales and your projected revenue, making the offer unique to your business.

A Quick, Hassle-Free Application Procedure

A mere 10 minutes of your time is all it takes to apply for Online Seller Finance. Just fill in your details and upload the necessary documents. We will take it from there.

72-Hour Disbursal

Our data-driven competencies and team of highly skilled professionals assess your creditworthiness optimally, and disburse credit within three working days.

No Pre-Closure Charges

An important feature of this product is that we don’t charge you any penalty for closing your loan before the completion of the repayment period. You can pay the remaining balance of the loan amount before the end date of your loan tenure without worrying about additional charges.

Loan Amount Sanctioned Can Be Up To 2 Times of Your Monthly Sales on Marketplaces

To finance potentially lucrative opportunities, Online Seller Finance allows you to avail credit up to twice your monthly sales across marketplaces. This way, you always have enough funds to finance revenue growth as your sales increase.


Apply Anywhere, Anytime

You can apply for Online Seller Finance from the comfort of your home or office. All you need is a computer system or a smartphone with an internet connection. You can download our mobile app from the Play Store or the App Store. This app is packed with features which will add to your convenience.

Ideal for Expanding Your E-Business

We’re partnered with leading e-commerce marketplaces that comply with your business ambitions. This helps facilitate your potential for higher growth across various marketplaces such as Amazon, PayTM, Snapdeal, Myntra, Shopclues, eBay, Craftsvilla, Jabong, etc.

Flexible Repayment Terms

Where banks and NFBCs have monthly EMIs, Online Seller Finance allows you to repay us on a fortnightly basis. This way, you wouldn’t feel burdened by hefty instalments at the end of the month and are able to manage your cash flows as per your business requirement.

Zero Collateral

Online Seller Finance is completely unsecure in nature. So, you don’t have to pledge any assets to secure a working capital loan. You can focus on building your online business free of anxiety.

Eligibility Criteria

The eligibility criteria for Online Seller Finance is fairly simple, and doesn’t require you to pledge any assets in order to access credit.

  • Your business must have minimum operational history of 1 year
  • Your partnership minimum vintage should be more than 6 months
  • Minimum quarterly sales of ₹75,000

How to apply (Form)

  • Click on ‘Apply Now’
  • Fill in the 10-minute form
  • Upload the requested documents
  • Receive the best working capital finance offer that is tailored to your business

Documents Required

Before your application procedure, keep digital copies of the following documents handy to ensure a quick, smooth application process:

  • Bank statements of the last six months
  • KYC documents of both you as well as the organisation

Fees and Charges

At Adroit Advisory, we conduct business in the most transparent manner. This means, you’re only obligated to pay a processing fee of up to 2% for the loan. There are no hidden or pre-closure penalties during or after your application procedure.

Businesses eligible for loans

Loan process