Compare Home Loan Interest Rates







Compare Home Loan Interest Rates

Home loan offerings differ from different bank providers. Personal loan interest rates vary depending on a number of factors such as:
Employment Type: Personal loan interest rates differ for salaried and non-salaried personnel, considering non salaried personnel can pose risky investment possibilities
Company Type: Companies are organised into Category A, B and C based on parameters like revenue, adherence to standards and so on
Salary: Your salary dictates how much your interest rate could be. Lower salaries usually warrant higher interest rates to mitigate the banks lending risk
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Andromedaloans.com offers the best deals on unsecured loans, home loans, general purpose loans, business loans, working capital loans and much more. Andromeda Sales and distribution has been providing customers with financial solutions for over 20 years!

Compare Home Loan Interest Rates

Floating Interest rate Per lac EMI Processing Fee Prepayment Charges
ICICI Bank For Women – 10.10% For Women: Rs.972 0.50% of loan amount upto Rs. 1 crore N.A
For Others -10.15% For Others: Rs. 975
HDFC Ltd 8.65% Rs.909 0.5% or maximum 10,000 + Service Tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank For Salaried: 10.15% – 10.35% Salaried: Rs.974 – Rs.988 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
For Self Employed: 10.25% – 10.45% Self Employed: Rs.981 – Rs.995
AXIS Bank 10.25% Rs.982 Upto 1% of the loan amount subject to minimum of Rs.10,000/- Nil
IDBI 10.25% Rs.982 0.50% of loan amount + applicable tax subject to maximum of Rs. 50,000/- + applicable tax If Balance Transfer then 2% Otherwise Nil
PNB Housing Finance Ltd. 10.50% – 11.25% Rs.998 – Rs.1049 0.50% NIL
ING Vysya 10.75% – 11.25% Rs.1015 -Rs.1049 0.5% of the loan amount NIL
Standard Chartered 10.26% Rs.982 Rs.5500/- + Service tax NIL
Citibank Scheme I: 10.25%*(No Home Credit facility) Scheme I: Rs.982 (No Home Credit facility) For Salaried: 0.25% NIL
Scheme II: 10.50%*(Home Credit facility available) Scheme II: Rs.998 (Home Credit facility available) For Self Employed: 0.5%
Deutsche Bank 10.50% Rs.998 12000 + Service Tax Nil
DHFL For salaried: 9.35% For salaried: Rs. 922 For salaried: 1% NIL
For Self Employed: 9.45% For Self Employed: Rs. 929 For Self Employed: 1.5%
India Bulls Upto Rs. 25 Lakhs: 10.15% Upto Rs. 30 Lakhs: Rs. 7500 + 12.36% NIL
Above Rs. 25 Lakhs: 11% Above Rs. 25 Lakhs: Rs. 1032 Above Rs. 30 Lakh: 0.5% of Loan Amount
Kotak Bank 10.25% Rs.982 0.25% – 0.5% 2% on Balance transfer else NIL
PNB Housing Finance Ltd. 10.25% Rs.982
First Blue Home Finance For Salaried/Self-Employed: 10.25% For Salaried: Rs. 982 Salaried (Up to 30 lakhs): Rs. 7300 Nil
For Salaried/Self Employed (Upto Rs 25 Lakhs): 10.75% For Self Employed: Rs. 1015 Rs. 30 – 75 lakhs: Rs. 11800
For Salaried/Self Employed (Above Rs 25 Lakhs): 11.25% Above Rs. 75 lakhs: Rs. 15,000 + Service Tax (12.36%)
Development Credit Bank 11.50% Rs.1066 1% of Loan Amount Nil
Tata capital Housing Finance ltd For Salaried: 10.25% – 10.9% For Salaried: Rs. 982 – 1025 0.5 to 1% Of Loan Amount N.A
For Self Employed: 10.75% – 11.50% For Self Employed: Rs. 1015 – 1066